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Competitiveness In Entrepreneurs Refilling Mineral Water and Pulse Agent Payment Point Online Bank (PPOB). JOURNAL OF SHARIA ECONOMICS, [S. l.], v. 5, n. 1, p. 42–54, 2023. DOI: 10.35896/jse.v5i1.539. Disponível em: https://ojs.mlati.id.or.id/index.php/JSE/article/view/539. Acesso em: 5 nov. 2026.